We all want to love, be loved, get married and have our own home. A percentage of people don’t have the opportunity to enjoy their love or worse can’t be with their loved ones. People with disabilities are mainly affected by the earlier stated problem.
Technically, they are allowed to marry, but what is on the line is what they are not ready to sacrifice. Am talking about basic needs such as food, medication, without these needs, they are pretty much helpless.
Marriage affects their SSDI, it is deemed to be the spouse responsibility. If you consider the amount of work the spouse will have to do to ensure his or her spouse is catered for, is next to impossible. How will he or she be able to go work and earn for their daily needs as well as be there to cater for his or her spouse needs?
These leaves the person with no choice but to not marry. In case you decide to do the ‘come we stay’ marriage, if detected you still lose your benefits from the SSDI.
If you decide to face the challenges and get married. It is wise to call on the advocates and assess the participant’s income and see if it is worth losing your SSDI for marriage. The advocate can search for another solution like look for a supplement policy or be insured by the spouse work.
Also one has to be careful with the gifts offered in the wedding. If it is tangible objects, it does not affect the SSDI but if it comes in cash, it will be counted as income hence affect the SSDI benefits.
10 % end up getting married even after the challenges they faces, but this does not mean the tide is calm. Divorce becomes a major challenge even after all the hardships they have faced together. As many know, the divorce is never easy and it’s definitely harder for the disabled people. The disabled spouse may receive less settlement which will be less to cater for his or her need. In case they had a child the disabled spouse will have to pay for the child support or even the alimony from the SSDI. It is good before divorce to meet with a marriage counsellor and help you solve the marriage problems. Also meet up with your legal counsellor to guide you to ensure you get a fair settlement.
A research was done by the American Community in 2009 and they discovered that 13.6% of the 1.04 million disabled men were divorced. 12.4 of the 1.2 million disabled female population are divorced. Most of them, their main cause is usually on the disability issue, which is very sad.
Income and marriage is a major thing that people with disabilities are deprived. It is hard to get a job to ensure you are self-sustainable. In case you get a job, you may lose your SSDI. The job may have low salary that cannot sustain your needs, hence leaving you to be unemployed.
Is it fair for one to live alone yet it is not their choice?